Here is the link to my guest article published in Kuvera. Way out of the dilemma of STP vs Lumpsum
Guest article in freefincal : Everything retail investors need to know about equity portfolio construction – Part 2
Part 2 of my two part guest article published in freefincal.com. https://freefincal.com/build-equity-mutual-fund-portfolio/?fbclid=IwAR0isslrqFz5AKNhgiLGhfX9xUiExP8FKmk6ZiCpNAc04FniGUc11FWdmNE
Guest article in freefincal : Everything retail investors need to know about equity portfolio construction – Part 1
Part 1 of my two part guest article published in freefincal.com https://freefincal.com/equity-portfolio-construction/?fbclid=IwAR38ucq7UJEsQ1anbODsV-Q40ZUyBU1sFsoeTJw3QAI79qRoPcSbwW-K-Y4
Money management heuristics for retail investors
Real Estate : If from the middle class background, do not invest in real estate apart from the primary residence. Purchase house only if you want to live in it and you can afford it. Home loan affordability : 2.5 to 3 times annual in-hand income House cost affordability : Home loan affordability + down-payment you […]
Guest article in freefincal.com : Should Mutual Fund Distributors become SEBI RIA?
“What is your honest advice to friends in the MF distributor community? Do you suggest that it might be better for us to turn into fee-only financial planners or SEBI registered investment advisers?” A person asked this question to Mr. Pattabiraman Murari on Youtube. Since I successfully transitioned from a mutual fund distributor to a fee-only […]
My review of PV Subramanyam’s book ‘Retire Rich’
There are few quality books written by Indian authors on financial planning. Most of these books are written for beginners, and they offer little for DIY investors and financial advisers. But PV Subramanyam’s book ‘Retire Rich – Invest ₹40 a day’ can add value to beginners, DIY investors as well as financial advisers. It touches […]
How I prepared to become a Fee-Only Financial Planner
Pattabiraman Murari of freefincal.com had asked me to write an article on how I prepared to become a SEBI RIA and a Fee-Only Financial Planner. I wrote the article and it was published in freefincal.com under the title ‘Becoming a competent & effective financial advisor: My journey so far’. Here is the link to freefincal […]
How rich should I be to hire a Fee-Only financial planner
One misconception among retail investors is that Fee-Only financial planners are unaffordable for them. This is far from the truth. A person with monthly savings potential ₹5,000 can take services of a Fee-Only financial planner as much as a person who can save and invest ₹5,00,000 a month. If the assets and savings potential of […]
Typical ups and downs of working as a financial adviser
Pattabiraman Murari of freefincal.com brought to my attention a question on Quora where a person asked about the typical ups and downs of working as a personal financial adviser. I found the question interesting and wrote detailed answer. Here is the link to my answer on Quora. https://www.quora.com/What-are-the-typical-ups-and-downs-of-working-as-a-Personal-Financial-Advisor
Can your retirement plan withstand adverse market conditions?
Bridges are never designed for average wind speed and average traffic. They are designed for the worst so that the design can withstand adverse conditions. Retirement planning is no different. A good retirement plan should be able to withstand and overcome adverse market conditions of the future. In current retirement planning practice in India, financial […]