The interest in index investing is growing in India, but few understand what indexing is and why it works. I have tried to explain the basics of indexing in this article. https://freefincal.com/the-arithmetic-of-index-investing-explained/
Guest article in freefincal : Back of the envelope calculations
No matter how advanced the financial planning calculator, the quality of its output depends on the assumptions about the future; and none of us has any ability to predict the future. When highly advanced financial planning calculators can only give imperfect answers, why not use a simpler method? I call it back of the envelope method of […]
Guest article in freefincal : Should I pay a financial planner who only recommends index funds?
Investors usually check performances of highest rated funds on fund comparison websites and see that all these funds have beaten index funds by a wide margin. This leads to the belief that it is easy to find funds that would beat index funds in India. No wonder they do not want to engage with financial […]
Guest article in Kuvera : What is Defensive Investing and why is it right for you
Most investors believe that to do well as an investor, they must invest in stocks, use different categories of mutual funds, search for the best performing funds or PMS schemes, regularly review and change the portfolio based on changing economic and market conditions, and generate a high return as they can. Some investors try to […]
Book Recommendations for MF Investors & Advisers
The longer version of my two part guest article in subramoney.com http://www.subramoney.com/2020/02/books-to-read-a-guide/ http://www.subramoney.com/2020/03/books-to-read-for-investors-and-advisers/ “Investing success does not accrue to those with savant-like expertise in one field of intellectual endeavor, but rather rests on four pillars: a command of financial theory, a working knowledge of financial history, an awareness of financial psychology, and a solid understanding […]
Guest Article in subramoney.com : Books to read for Mutual Fund Investors and Advisers – Part 2
P V Subramanyam of subramoney.com had asked me to do a series of articles on books to read for mutual fund investors. Here is part 2. In the first part of this article (http://www.subramoney.com/2020/02/books-to-read-a-guide/), I had excluded a few good books from Subramoney must read investing books list for their overlap of the content. These […]
Guest Article in subramoney.com : Must Read Books for Mutual Fund Investors and Advisers
P V Subramanyam of subramoney.com had asked me to do a series of articles on books to read. Here is part 1 . I have selected the must read books for mutual fund investors and advisers from Subramoney must read investing books list and arranged them in four categories – Books on Financial Theory Books […]
Guest article in freefincal : Everything retail investors should know about Debt MFs – Part 3
It is important that investors understand different categories of Debt Mutual Funds and the risks associated with them. Risks in Debt Mutual Funds can be reduced by selecting the right category of Debt Mutual Funds. In this article I have written about different categories of Debt Mutual Funds. https://freefincal.com/debt-mutual-fund-categories-explained/
Guest article in freefincal : Everything retail investors should know about Debt MFs – Part 2
In this article (2nd of the 3 parts) I have written about the three key debt mutual fund terms, Macaulay Duration, Modified Duration and Yield. I have also written about how much return investors can expect to get from a Debt Mutual Fund. https://freefincal.com/mutual-fund-terms/
Guest article in freefincal : Everything retail investors should know about Debt MFs – Part 1
Debt mutual funds are more difficult to understand and choose compared to equity mutual funds. Debt funds are also not as safe and predictable as generally considered. A little understanding of debt funds can help investors reduce risk and minimise mistakes. In this article (first of three parts), I have tried to explain all the […]